Terms of Use

Effective Date: 09/2025

Overview

Know America Media (“KAM,” “we,” “our,” or “us”) owns and operates Innovators at the Intersection magazine, the Innovators at the Intersection podcast, our websites, newsletters, email communications, and official social media channels (collectively, the “Services”). Access to and use of the Services is subject to these Terms of Use (“Terms”).

The Services include any information, features, or materials made available by KAM, regardless of format or platform, including without limitation our print publications, digital editions, audio recordings, video content, online articles, newsletters, social media posts, and any affiliated applications or products we may provide.

By using our Services, you agree to be bound by these Terms. If you do not agree, please discontinue use of our Services.

International Access

We make no claims that our Services or any content are accessible or appropriate outside of the United States. Access may not be legal by certain persons or in certain countries. If you access the Services from outside the United States, you do so at your own risk and are responsible for compliance with local laws.

Intellectual Property Rights

All content created and published by KAM Media—including articles, photographs, graphics, logos, podcasts, designs, layouts, and other materials—is protected by copyright, trademark, and other intellectual property laws.

You are granted a personal, non-exclusive, non-transferable, revocable license to use the Services for non-commercial purposes. You may not reproduce, republish, modify, or distribute our content without prior written permission, except for limited personal use such as quoting short excerpts with proper attribution.

The names Diversity in Action, Innovators at the Intersection, and related logos, product names, and designs are trademarks of KAM Media. You may not use such marks without prior written permission.

User Submissions

Any content you submit to KAM—including but not limited to images, stories, letters, comments, or social media posts tagged with our official accounts—will be considered non-confidential and non-proprietary.

By submitting content, you grant KAM and our affiliates a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, publish, edit, and distribute that content in connection with our Services. You represent that you own or have the necessary rights and permissions to submit such content.

We reserve the right to edit or remove user submissions at our discretion.

Contributor Disclaimer

Some content in our Services is created by freelance writers, guest contributors, or advertisers. KAM makes reasonable efforts to ensure accuracy but does not independently verify all contributor credentials or claims. Contributors are not employees of KAM, and we cannot and do not guarantee the accuracy, completeness, or reliability of their content.

Community Standards & Prohibited Uses

You agree not to use our Services to:

  • Violate any applicable laws or regulations.

  • Exploit, harm, or attempt to harm minors.

  • Transmit spam, chain letters, or unauthorized advertising.

  • Impersonate KAM Media, our staff, or another user.

  • Post unlawful, defamatory, obscene, harassing, or discriminatory content.

  • Upload malicious code, viruses, or any harmful technology.

  • Attempt to gain unauthorized access to our Services or interfere with their operation.

  • Scrape or aggregate data from our Services for commercial use without permission.

We reserve the right to remove or block content, suspend accounts, and take legal action against violations of these Terms.

Monitoring and Enforcement

We have the right to:

  • Remove or refuse to post user submissions.

  • Disclose your identity to third parties claiming violations of their rights.

  • Terminate or suspend your access for violations of these Terms.

  • Cooperate fully with law enforcement or court orders requesting disclosure of information.

We cannot review all content posted and assume no liability for content provided by users or third parties.

Indemnification

You agree to indemnify, defend, and hold harmless KAM, its officers, directors, employees, contributors, agents, affiliates, licensors, and service providers from and against any claims, damages, liabilities, costs, or expenses (including legal fees) arising from your use of the Services, your user submissions, or your violation of these Terms.

Disclaimer of Warranties

Our Services are provided “as is” and “as available,” without warranties of any kind, either express or implied. KAM does not guarantee uninterrupted access, error-free content, or the accuracy or completeness of any information.

Limitation of Liability

To the fullest extent permitted by law, KAM is not liable for any direct, indirect, incidental, consequential, special, punitive, or similar damages arising out of or related to your use of the Services. Your sole remedy is to discontinue use of the Services.

Changes to Terms

We may update these Terms from time to time. Updates will be posted with a new “Effective Date.” Continued use of the Services after changes means you accept the updated Terms.

Governing Law

These Terms are governed by the laws of the United States and the State of New Jersey, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the courts of that state.

Entire Agreement

These Terms constitute the entire agreement between you and KAM regarding use of our Services and supersede all prior understandings.

Contact Us

For questions about these Terms, please contact us at:

Know America Media
184 South Livingston Avenue
Suite 9-196
Livingston, NJ 07039
info@innovators.media